Call reports 2024
BANK OF DUDLEY — 2024
What BANK OF DUDLEY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 403,040,000 | 406,793,000 | 416,738,000 | 441,978,000 |
| Total loans | 266,753,000 | 275,640,000 | 290,147,000 | 289,299,000 |
| Allowance for loan losses | 3,356,000 | 3,446,000 | 3,582,000 | 3,644,000 |
| Securities available for sale | 46,366,000 | 46,788,000 | 43,768,000 | 41,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,187,000 | 367,316,000 | 375,019,000 | 400,109,000 |
| Interest-bearing deposits | 274,026,000 | 278,355,000 | 288,685,000 | 309,867,000 |
| Noninterest-bearing deposits | 90,161,000 | 88,961,000 | 86,334,000 | 90,242,000 |
| Equity capital | 37,595,000 | 38,107,000 | 40,049,000 | 40,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,455,000 | 11,392,000 | 17,343,000 | 23,750,000 |
| Interest expense | 1,624,000 | 3,396,000 | 5,318,000 | 7,172,000 |
| Net interest income | 3,831,000 | 7,996,000 | 12,025,000 | 16,578,000 |
| Noninterest income | 681,000 | 1,225,000 | 1,748,000 | 2,291,000 |
| Noninterest expense | 2,924,000 | 5,954,000 | 9,099,000 | 12,486,000 |
| Provision for loan losses | 40,000 | 131,000 | 301,000 | 502,000 |
| Pretax income | 1,519,000 | 3,000,000 | 4,230,000 | 5,738,000 |
| Income tax | 349,000 | 690,000 | 982,000 | 1,179,000 |
| Net income | 1,170,000 | 2,310,000 | 3,248,000 | 4,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,438,000 | 40,778,000 | 41,716,000 | 43,027,000 |