Call reports 2023
BANK OF DUDLEY — 2023
What BANK OF DUDLEY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 359,869,000 | 362,520,000 | 354,234,000 | 383,025,000 |
| Total loans | 223,305,000 | 245,971,000 | 254,852,000 | 263,094,000 |
| Allowance for loan losses | 2,643,000 | 2,854,000 | 3,014,000 | 3,331,000 |
| Securities available for sale | 51,015,000 | 48,932,000 | 47,666,000 | 48,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,012,000 | 326,852,000 | 318,801,000 | 345,483,000 |
| Interest-bearing deposits | 213,334,000 | 215,606,000 | 217,951,000 | 251,357,000 |
| Noninterest-bearing deposits | 111,678,000 | 111,246,000 | 100,850,000 | 94,126,000 |
| Equity capital | 34,225,000 | 34,936,000 | 34,490,000 | 36,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,072,000 | 8,871,000 | 13,634,000 | 18,791,000 |
| Interest expense | 365,000 | 1,025,000 | 1,920,000 | 3,202,000 |
| Net interest income | 3,707,000 | 7,846,000 | 11,714,000 | 15,589,000 |
| Noninterest income | 432,000 | 979,000 | 1,509,000 | 1,977,000 |
| Noninterest expense | 2,671,000 | 5,473,000 | 8,385,000 | 11,205,000 |
| Provision for loan losses | 58,000 | 266,000 | 467,000 | 792,000 |
| Pretax income | 1,410,000 | 3,052,000 | 4,337,000 | 5,362,000 |
| Income tax | 324,000 | 701,000 | 996,000 | 1,061,000 |
| Net income | 1,086,000 | 2,351,000 | 3,341,000 | 4,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,853,000 | 38,118,000 | 38,308,000 | 39,268,000 |