Call reports 2022
BANK OF DUDLEY — 2022
What BANK OF DUDLEY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 326,506,000 | 328,455,000 | 340,251,000 | 346,344,000 |
| Total loans | 182,589,000 | 193,952,000 | 206,052,000 | 215,482,000 |
| Allowance for loan losses | 2,972,000 | 2,975,000 | 2,976,000 | 2,973,000 |
| Securities available for sale | 32,772,000 | 42,286,000 | 49,554,000 | 51,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,381,000 | 297,218,000 | 309,023,000 | 313,884,000 |
| Interest-bearing deposits | 197,308,000 | 196,679,000 | 204,592,000 | 203,590,000 |
| Noninterest-bearing deposits | 97,073,000 | 100,539,000 | 104,431,000 | 110,294,000 |
| Equity capital | 31,786,000 | 30,894,000 | 30,847,000 | 32,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,453,000 | 5,518,000 | 8,828,000 | 12,673,000 |
| Interest expense | 140,000 | 277,000 | 418,000 | 621,000 |
| Net interest income | 2,313,000 | 5,241,000 | 8,410,000 | 12,052,000 |
| Noninterest income | 700,000 | 1,170,000 | 1,667,000 | 2,182,000 |
| Noninterest expense | 2,104,000 | 4,304,000 | 6,552,000 | 9,089,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 904,000 | 2,098,000 | 3,511,000 | 4,877,000 |
| Income tax | 208,000 | 483,000 | 808,000 | 1,033,000 |
| Net income | 696,000 | 1,615,000 | 2,703,000 | 3,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,218,000 | 33,337,000 | 34,425,000 | 35,566,000 |