Call reports 2021
BANK OF DUDLEY — 2021
What BANK OF DUDLEY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 285,746,000 | 301,745,000 | 304,337,000 | 315,275,000 |
| Total loans | 175,258,000 | 177,135,000 | 175,122,000 | 182,718,000 |
| Allowance for loan losses | 2,813,000 | 2,941,000 | 2,971,000 | 2,966,000 |
| Securities available for sale | 27,529,000 | 30,929,000 | 30,157,000 | 34,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,639,000 | 270,269,000 | 272,232,000 | 282,777,000 |
| Interest-bearing deposits | 164,563,000 | 174,618,000 | 177,808,000 | 187,816,000 |
| Noninterest-bearing deposits | 90,076,000 | 95,651,000 | 94,424,000 | 94,961,000 |
| Equity capital | 30,983,000 | 31,046,000 | 31,822,000 | 32,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 5,158,000 | 7,958,000 | 10,578,000 |
| Interest expense | 161,000 | 315,000 | 465,000 | 610,000 |
| Net interest income | 2,298,000 | 4,843,000 | 7,493,000 | 9,968,000 |
| Noninterest income | 402,000 | 1,002,000 | 1,437,000 | 1,941,000 |
| Noninterest expense | 1,951,000 | 3,905,000 | 5,905,000 | 7,987,000 |
| Provision for loan losses | 96,000 | 192,000 | 241,000 | 246,000 |
| Pretax income | 653,000 | 1,748,000 | 2,784,000 | 3,676,000 |
| Income tax | 153,000 | 410,000 | 654,000 | 774,000 |
| Net income | 500,000 | 1,338,000 | 2,130,000 | 2,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,920,000 | 30,959,000 | 31,750,000 | 32,522,000 |