Call reports 2019
BANK OF DUDLEY — 2019
What BANK OF DUDLEY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 226,905,000 | 219,818,000 | 217,633,000 | 222,824,000 |
| Total loans | 154,134,000 | 154,677,000 | 156,659,000 | 158,631,000 |
| Allowance for loan losses | 2,352,000 | 2,415,000 | 2,384,000 | 2,116,000 |
| Securities available for sale | 32,462,000 | 31,055,000 | 26,594,000 | 26,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,374,000 | 191,042,000 | 188,896,000 | 193,482,000 |
| Interest-bearing deposits | 137,426,000 | 133,154,000 | 133,243,000 | 134,476,000 |
| Noninterest-bearing deposits | 61,948,000 | 57,888,000 | 55,653,000 | 59,006,000 |
| Equity capital | 27,185,000 | 28,376,000 | 28,366,000 | 29,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,612,000 | 5,208,000 | 7,829,000 | 10,416,000 |
| Interest expense | 145,000 | 300,000 | 464,000 | 633,000 |
| Net interest income | 2,467,000 | 4,908,000 | 7,365,000 | 9,783,000 |
| Noninterest income | 367,000 | 827,000 | 1,303,000 | 1,670,000 |
| Noninterest expense | 1,916,000 | 3,762,000 | 5,606,000 | 7,498,000 |
| Provision for loan losses | 81,000 | 162,000 | 244,000 | 351,000 |
| Pretax income | 837,000 | 1,811,000 | 2,809,000 | 3,595,000 |
| Income tax | 209,000 | 369,000 | 605,000 | 742,000 |
| Net income | 628,000 | 1,442,000 | 2,204,000 | 2,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,636,000 | 28,450,000 | 28,412,000 | 29,060,000 |
| Total capital | 29,571,000 | 30,368,000 | 30,349,000 | 31,030,000 |
| Risk-weighted assets | 154,366,000 | 152,940,000 | 154,499,000 | 157,416,000 |