Call reports 2018
BANK OF DUDLEY — 2018
What BANK OF DUDLEY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,235,000 | 221,757,000 | 216,820,000 | 223,068,000 |
| Total loans | 152,882,000 | 154,004,000 | 157,753,000 | 157,143,000 |
| Allowance for loan losses | 2,179,000 | 2,257,000 | 2,488,000 | 2,344,000 |
| Securities available for sale | 34,834,000 | 33,154,000 | 31,326,000 | 28,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,042,000 | 196,630,000 | 191,093,000 | 196,483,000 |
| Interest-bearing deposits | 142,099,000 | 138,610,000 | 133,077,000 | 135,315,000 |
| Noninterest-bearing deposits | 57,943,000 | 58,020,000 | 58,016,000 | 61,168,000 |
| Equity capital | 25,069,000 | 24,801,000 | 25,391,000 | 26,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 4,919,000 | 7,556,000 | 10,099,000 |
| Interest expense | 126,000 | 254,000 | 384,000 | 523,000 |
| Net interest income | 2,345,000 | 4,665,000 | 7,172,000 | 9,576,000 |
| Noninterest income | 488,000 | 871,000 | 1,234,000 | 1,610,000 |
| Noninterest expense | 1,903,000 | 3,776,000 | 5,620,000 | 7,507,000 |
| Provision for loan losses | 105,000 | 206,000 | 260,000 | 316,000 |
| Pretax income | 835,000 | 1,564,000 | 2,536,000 | 3,337,000 |
| Income tax | 209,000 | 338,000 | 576,000 | 682,000 |
| Net income | 626,000 | 1,226,000 | 1,960,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,779,000 | 25,578,000 | 26,313,000 | 27,008,000 |
| Total capital | 27,727,000 | 27,539,000 | 28,313,000 | 28,953,000 |
| Risk-weighted assets | 155,610,000 | 156,606,000 | 159,550,000 | 155,205,000 |