Call reports 2017
BANK OF DUDLEY — 2017
What BANK OF DUDLEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 219,453,000 | 218,899,000 | 216,907,000 | 226,844,000 |
| Total loans | 146,122,000 | 148,582,000 | 151,411,000 | 155,300,000 |
| Allowance for loan losses | 1,940,000 | 1,974,000 | 2,061,000 | 2,146,000 |
| Securities available for sale | 35,009,000 | 35,910,000 | 34,348,000 | 32,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,064,000 | 194,383,000 | 191,725,000 | 201,768,000 |
| Interest-bearing deposits | 146,467,000 | 143,431,000 | 141,407,000 | 144,719,000 |
| Noninterest-bearing deposits | 48,597,000 | 50,953,000 | 50,318,000 | 57,049,000 |
| Equity capital | 23,848,000 | 24,272,000 | 24,510,000 | 24,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,501,000 | 6,905,000 | 9,327,000 |
| Interest expense | 123,000 | 246,000 | 372,000 | 499,000 |
| Net interest income | 2,082,000 | 4,255,000 | 6,533,000 | 8,828,000 |
| Noninterest income | 368,000 | 787,000 | 1,425,000 | 1,924,000 |
| Noninterest expense | 1,685,000 | 3,399,000 | 5,189,000 | 7,101,000 |
| Provision for loan losses | 95,000 | 185,000 | 283,000 | 378,000 |
| Pretax income | 678,000 | 1,466,000 | 2,494,000 | 3,281,000 |
| Income tax | 204,000 | 438,000 | 749,000 | 1,026,000 |
| Net income | 474,000 | 1,028,000 | 1,745,000 | 2,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,025,000 | 24,278,000 | 24,596,000 | 25,153,000 |
| Total capital | 25,828,000 | 26,114,000 | 26,497,000 | 27,100,000 |
| Risk-weighted assets | 144,089,000 | 146,730,000 | 151,902,000 | 155,552,000 |