Call reports 2005
BANK OF DUDLEY — 2005
What BANK OF DUDLEY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 125,259,000 | 128,251,000 | 135,922,000 | 142,463,000 |
| Total loans | 84,355,000 | 92,199,000 | 95,435,000 | 97,538,000 |
| Allowance for loan losses | 1,175,000 | 1,142,000 | 1,209,000 | 1,269,000 |
| Securities available for sale | 22,825,000 | 22,184,000 | 23,826,000 | 23,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,269,000 | 117,256,000 | 124,289,000 | 126,989,000 |
| Interest-bearing deposits | 96,853,000 | 97,390,000 | 101,745,000 | 107,307,000 |
| Noninterest-bearing deposits | 17,416,000 | 19,866,000 | 22,544,000 | 19,682,000 |
| Equity capital | 10,205,000 | 10,203,000 | 10,484,000 | 14,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,554,000 | 5,559,000 | 7,741,000 |
| Interest expense | 517,000 | 1,063,000 | 1,671,000 | 2,358,000 |
| Net interest income | 1,196,000 | 2,491,000 | 3,888,000 | 5,383,000 |
| Noninterest income | 249,000 | 496,000 | 759,000 | 1,010,000 |
| Noninterest expense | 1,060,000 | 2,152,000 | 3,274,000 | 4,440,000 |
| Provision for loan losses | 40,000 | 135,000 | 230,000 | 320,000 |
| Pretax income | 345,000 | 700,000 | 1,143,000 | 1,633,000 |
| Income tax | 75,000 | 152,000 | 256,000 | 415,000 |
| Net income | 270,000 | 548,000 | 887,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,162,000 | 10,102,000 | 10,411,000 | 14,613,000 |
| Total capital | 11,311,000 | 11,244,000 | 11,620,000 | 15,882,000 |
| Risk-weighted assets | 91,860,000 | 97,523,000 | 100,051,000 | 104,269,000 |
Machine access — free, no API key
Every figure shown here about BANK OF DUDLEY — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.