Call reports 2019
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2019
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 612,680,000 | 624,067,000 | 629,797,000 | 631,315,000 |
| Total loans | 435,333,000 | 445,631,000 | 442,139,000 | 455,567,000 |
| Allowance for loan losses | 5,844,000 | 5,929,000 | 5,985,000 | 6,021,000 |
| Securities available for sale | 82,063,000 | 80,165,000 | 104,947,000 | 91,654,000 |
| Securities held to maturity | 43,941,000 | 43,827,000 | 2,324,000 | 2,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,413,000 | 538,291,000 | 554,075,000 | 552,311,000 |
| Interest-bearing deposits | 324,710,000 | 317,474,000 | 320,510,000 | 310,557,000 |
| Noninterest-bearing deposits | 219,703,000 | 220,817,000 | 233,565,000 | 241,754,000 |
| Equity capital | 67,096,000 | 71,040,000 | 74,745,000 | 76,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,670,000 | 13,478,000 | 20,235,000 | 26,828,000 |
| Interest expense | 827,000 | 1,702,000 | 2,589,000 | 3,379,000 |
| Net interest income | 5,843,000 | 11,776,000 | 17,646,000 | 23,449,000 |
| Noninterest income | 648,000 | 1,351,000 | 2,086,000 | 2,817,000 |
| Noninterest expense | 3,056,000 | 6,144,000 | 9,165,000 | 14,157,000 |
| Provision for loan losses | 60,000 | 150,000 | 210,000 | 300,000 |
| Pretax income | 3,377,000 | 6,831,000 | 10,393,000 | 11,884,000 |
| Income tax | 606,000 | 1,231,000 | 1,887,000 | 2,039,000 |
| Net income | 2,771,000 | 5,600,000 | 8,506,000 | 9,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,710,000 | 69,576,000 | 72,522,000 | 74,118,000 |
| Total capital | 71,992,000 | 74,995,000 | 77,899,000 | 79,672,000 |
| Risk-weighted assets | 422,017,000 | 433,031,000 | 429,614,000 | 443,853,000 |