Call reports 2018
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2018
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 568,491,000 | 567,494,000 | 602,881,000 | 613,807,000 |
| Total loans | 388,544,000 | 404,355,000 | 407,626,000 | 428,452,000 |
| Allowance for loan losses | 5,595,000 | 5,629,000 | 5,672,000 | 5,787,000 |
| Securities available for sale | 70,674,000 | 72,151,000 | 69,532,000 | 82,934,000 |
| Securities held to maturity | 46,264,000 | 45,732,000 | 44,228,000 | 44,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,762,000 | 507,699,000 | 540,684,000 | 548,926,000 |
| Interest-bearing deposits | 297,207,000 | 283,224,000 | 299,598,000 | 307,413,000 |
| Noninterest-bearing deposits | 212,555,000 | 224,475,000 | 241,086,000 | 241,513,000 |
| Equity capital | 57,826,000 | 59,242,000 | 61,412,000 | 63,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,605,000 | 11,451,000 | 17,463,000 | 24,147,000 |
| Interest expense | 502,000 | 938,000 | 1,478,000 | 2,114,000 |
| Net interest income | 5,103,000 | 10,513,000 | 15,985,000 | 22,033,000 |
| Noninterest income | 618,000 | 1,263,000 | 1,919,000 | 2,590,000 |
| Noninterest expense | 2,834,000 | 5,644,000 | 8,559,000 | 12,059,000 |
| Provision for loan losses | 60,000 | 100,000 | 160,000 | 300,000 |
| Pretax income | 2,827,000 | 6,025,000 | 9,178,000 | 12,139,000 |
| Income tax | 487,000 | 1,052,000 | 1,604,000 | 2,043,000 |
| Net income | 2,340,000 | 4,973,000 | 7,574,000 | 10,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,332,000 | 59,994,000 | 62,425,000 | 63,899,000 |
| Total capital | 63,163,000 | 64,914,000 | 67,547,000 | 69,158,000 |
| Risk-weighted assets | 385,742,000 | 392,969,000 | 409,225,000 | 420,208,000 |