Call reports 2017
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2017
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 536,220,000 | 533,465,000 | 561,776,000 | 545,614,000 |
| Total loans | 379,309,000 | 394,529,000 | 375,287,000 | 383,327,000 |
| Allowance for loan losses | 5,420,000 | 5,441,000 | 5,525,000 | 5,505,000 |
| Securities available for sale | 46,453,000 | 45,910,000 | 44,416,000 | 73,537,000 |
| Securities held to maturity | 49,405,000 | 49,121,000 | 48,247,000 | 47,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,997,000 | 478,281,000 | 505,120,000 | 485,719,000 |
| Interest-bearing deposits | 269,192,000 | 279,136,000 | 284,991,000 | 279,293,000 |
| Noninterest-bearing deposits | 187,805,000 | 199,145,000 | 220,129,000 | 206,426,000 |
| Equity capital | 52,988,000 | 54,624,000 | 55,830,000 | 56,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,110,000 | 10,520,000 | 15,871,000 | 21,243,000 |
| Interest expense | 294,000 | 659,000 | 988,000 | 1,336,000 |
| Net interest income | 4,816,000 | 9,861,000 | 14,883,000 | 19,907,000 |
| Noninterest income | 595,000 | 1,185,000 | 1,780,000 | 2,374,000 |
| Noninterest expense | 2,547,000 | 5,065,000 | 7,801,000 | 10,809,000 |
| Provision for loan losses | 30,000 | 60,000 | 150,000 | 100,000 |
| Pretax income | 2,834,000 | 5,921,000 | 8,712,000 | 11,375,000 |
| Income tax | 785,000 | 1,657,000 | 2,439,000 | 3,373,000 |
| Net income | 2,049,000 | 4,264,000 | 6,273,000 | 8,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,320,000 | 53,598,000 | 54,765,000 | 56,064,000 |
| Total capital | 57,106,000 | 58,470,000 | 59,456,000 | 60,798,000 |
| Risk-weighted assets | 382,240,000 | 389,221,000 | 374,473,000 | 377,967,000 |