Call reports 2016
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2016
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 498,383,000 | 500,952,000 | 518,667,000 | 517,677,000 |
| Total loans | 345,651,000 | 358,737,000 | 365,470,000 | 368,739,000 |
| Allowance for loan losses | 4,833,000 | 4,969,000 | 5,105,000 | 5,353,000 |
| Securities available for sale | 43,146,000 | 46,263,000 | 47,525,000 | 47,481,000 |
| Securities held to maturity | 46,457,000 | 48,076,000 | 49,725,000 | 51,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,858,000 | 440,330,000 | 465,921,000 | 445,173,000 |
| Interest-bearing deposits | 254,309,000 | 259,340,000 | 276,222,000 | 271,225,000 |
| Noninterest-bearing deposits | 184,549,000 | 180,990,000 | 189,699,000 | 173,948,000 |
| Equity capital | 48,479,000 | 50,064,000 | 52,003,000 | 52,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,624,000 | 9,563,000 | 14,540,000 | 19,541,000 |
| Interest expense | 251,000 | 501,000 | 742,000 | 981,000 |
| Net interest income | 4,373,000 | 9,062,000 | 13,798,000 | 18,560,000 |
| Noninterest income | 529,000 | 1,089,000 | 1,663,000 | 2,228,000 |
| Noninterest expense | 2,472,000 | 4,891,000 | 7,411,000 | 10,526,000 |
| Provision for loan losses | 60,000 | 200,000 | 320,000 | 440,000 |
| Pretax income | 2,370,000 | 5,073,000 | 7,748,000 | 9,840,000 |
| Income tax | 714,000 | 1,473,000 | 2,219,000 | 2,739,000 |
| Net income | 1,656,000 | 3,600,000 | 5,529,000 | 7,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,233,000 | 48,663,000 | 50,572,000 | 52,082,000 |
| Total capital | 51,643,000 | 53,175,000 | 55,151,000 | 56,812,000 |
| Risk-weighted assets | 352,417,000 | 360,467,000 | 365,785,000 | 377,760,000 |