Call reports 2015
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2015
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 443,496,000 | 463,499,000 | 469,663,000 | 475,965,000 |
| Total loans | 306,520,000 | 315,860,000 | 322,646,000 | 332,366,000 |
| Allowance for loan losses | 4,678,000 | 4,702,000 | 4,702,000 | 4,764,000 |
| Securities available for sale | 32,443,000 | 30,818,000 | 30,059,000 | 42,705,000 |
| Securities held to maturity | 28,764,000 | 33,390,000 | 40,602,000 | 46,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,340,000 | 417,709,000 | 422,887,000 | 417,417,000 |
| Interest-bearing deposits | 242,074,000 | 246,490,000 | 253,391,000 | 250,596,000 |
| Noninterest-bearing deposits | 147,266,000 | 171,219,000 | 169,496,000 | 166,821,000 |
| Equity capital | 43,715,000 | 45,156,000 | 45,983,000 | 47,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,125,000 | 8,380,000 | 12,729,000 | 17,216,000 |
| Interest expense | 231,000 | 455,000 | 687,000 | 930,000 |
| Net interest income | 3,894,000 | 7,925,000 | 12,042,000 | 16,286,000 |
| Noninterest income | 499,000 | 1,213,000 | 1,731,000 | 2,235,000 |
| Noninterest expense | 2,425,000 | 5,068,000 | 7,485,000 | 10,036,000 |
| Provision for loan losses | 0 | 45,000 | 105,000 | 165,000 |
| Pretax income | 1,968,000 | 4,025,000 | 6,183,000 | 8,320,000 |
| Income tax | 559,000 | 1,066,000 | 1,664,000 | 2,241,000 |
| Net income | 1,409,000 | 2,959,000 | 4,519,000 | 6,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,525,000 | 44,102,000 | 44,810,000 | 46,373,000 |
| Total capital | 46,419,000 | 48,085,000 | 48,892,000 | 50,649,000 |
| Risk-weighted assets | 310,715,000 | 317,899,000 | 325,957,000 | 341,609,000 |