Call reports 2014
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2014
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 373,547,000 | 400,542,000 | 417,891,000 | 427,846,000 |
| Total loans | 274,040,000 | 284,739,000 | 295,102,000 | 302,855,000 |
| Allowance for loan losses | 3,731,000 | 3,990,000 | 4,283,000 | 4,686,000 |
| Securities available for sale | 28,233,000 | 29,920,000 | 30,515,000 | 34,027,000 |
| Securities held to maturity | 18,624,000 | 18,247,000 | 24,387,000 | 28,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,871,000 | 355,773,000 | 376,672,000 | 383,433,000 |
| Interest-bearing deposits | 216,160,000 | 220,022,000 | 232,225,000 | 236,077,000 |
| Noninterest-bearing deposits | 118,711,000 | 135,751,000 | 144,447,000 | 147,356,000 |
| Equity capital | 37,833,000 | 39,223,000 | 40,528,000 | 42,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,710,000 | 7,522,000 | 11,528,000 | 15,735,000 |
| Interest expense | 229,000 | 465,000 | 697,000 | 928,000 |
| Net interest income | 3,481,000 | 7,057,000 | 10,831,000 | 14,807,000 |
| Noninterest income | 428,000 | 873,000 | 1,370,000 | 1,855,000 |
| Noninterest expense | 2,370,000 | 4,705,000 | 7,112,000 | 9,618,000 |
| Provision for loan losses | 203,000 | 445,000 | 445,000 | 445,000 |
| Pretax income | 1,336,000 | 2,780,000 | 4,644,000 | 6,599,000 |
| Income tax | 334,000 | 725,000 | 1,285,000 | 1,858,000 |
| Net income | 1,002,000 | 2,055,000 | 3,359,000 | 4,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,906,000 | 38,019,000 | 39,385,000 | 40,848,000 |
| Total capital | 40,136,000 | 41,383,000 | 42,919,000 | 44,450,000 |
| Risk-weighted assets | 257,883,000 | 268,488,000 | 281,991,000 | 287,075,000 |