Call reports 2013
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2013
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 327,399,000 | 322,442,000 | 358,272,000 | 368,875,000 |
| Total loans | 233,910,000 | 237,252,000 | 246,910,000 | 258,453,000 |
| Allowance for loan losses | 3,234,000 | 3,258,000 | 3,143,000 | 3,484,000 |
| Securities available for sale | 22,816,000 | 26,234,000 | 27,321,000 | 28,314,000 |
| Securities held to maturity | 20,393,000 | 18,796,000 | 18,089,000 | 17,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,689,000 | 285,935,000 | 311,007,000 | 331,280,000 |
| Interest-bearing deposits | 187,359,000 | 187,771,000 | 201,730,000 | 221,945,000 |
| Noninterest-bearing deposits | 94,330,000 | 98,164,000 | 109,277,000 | 109,335,000 |
| Equity capital | 35,185,000 | 35,867,000 | 36,375,000 | 36,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,508,000 | 6,953,000 | 10,533,000 | 14,158,000 |
| Interest expense | 259,000 | 507,000 | 746,000 | 984,000 |
| Net interest income | 3,249,000 | 6,446,000 | 9,787,000 | 13,174,000 |
| Noninterest income | 397,000 | 837,000 | 1,271,000 | 1,693,000 |
| Noninterest expense | 2,230,000 | 4,503,000 | 6,741,000 | 9,249,000 |
| Provision for loan losses | 200,000 | 400,000 | 700,000 | 1,025,000 |
| Pretax income | 1,215,000 | 2,378,000 | 3,615,000 | 4,591,000 |
| Income tax | 86,000 | 377,000 | 685,000 | 930,000 |
| Net income | 1,129,000 | 2,001,000 | 2,930,000 | 3,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,656,000 | 34,583,000 | 35,563,000 | 35,842,000 |
| Total capital | 36,424,000 | 37,356,000 | 38,492,000 | 38,875,000 |
| Risk-weighted assets | 220,938,000 | 221,380,000 | 234,079,000 | 242,211,000 |