Call reports 2012
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2012
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 282,335,000 | 301,211,000 | 301,050,000 | 318,439,000 |
| Total loans | 198,903,000 | 205,948,000 | 209,225,000 | 223,994,000 |
| Allowance for loan losses | 2,271,000 | 2,288,000 | 2,522,000 | 3,012,000 |
| Securities available for sale | 6,826,000 | 6,570,000 | 12,383,000 | 19,226,000 |
| Securities held to maturity | 20,213,000 | 23,516,000 | 22,685,000 | 21,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,961,000 | 267,915,000 | 266,906,000 | 282,526,000 |
| Interest-bearing deposits | 171,614,000 | 183,650,000 | 178,980,000 | 182,449,000 |
| Noninterest-bearing deposits | 78,347,000 | 84,265,000 | 87,926,000 | 100,077,000 |
| Equity capital | 31,890,000 | 32,840,000 | 33,553,000 | 34,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,254,000 | 9,408,000 | 12,738,000 |
| Interest expense | 322,000 | 617,000 | 918,000 | 1,204,000 |
| Net interest income | 2,739,000 | 5,637,000 | 8,490,000 | 11,534,000 |
| Noninterest income | 390,000 | 948,000 | 1,422,000 | 1,876,000 |
| Noninterest expense | 2,203,000 | 4,437,000 | 6,712,000 | 9,163,000 |
| Provision for loan losses | 300,000 | 600,000 | 950,000 | 1,400,000 |
| Pretax income | 626,000 | 1,548,000 | 2,250,000 | 2,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 626,000 | 1,548,000 | 2,250,000 | 2,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,094,000 | 31,065,000 | 31,818,000 | 32,472,000 |
| Total capital | 32,365,000 | 33,353,000 | 34,278,000 | 35,149,000 |
| Risk-weighted assets | 189,720,000 | 193,873,000 | 196,728,000 | 213,816,000 |