Call reports 2011
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2011
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,990,000 | 259,310,000 | 266,876,000 | 281,003,000 |
| Total loans | 175,831,000 | 182,154,000 | 186,736,000 | 195,022,000 |
| Allowance for loan losses | 1,425,000 | 1,514,000 | 1,707,000 | 2,052,000 |
| Securities available for sale | 7,601,000 | 7,537,000 | 7,430,000 | 7,100,000 |
| Securities held to maturity | 5,758,000 | 12,348,000 | 12,989,000 | 17,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,400,000 | 229,015,000 | 235,674,000 | 246,785,000 |
| Interest-bearing deposits | 168,531,000 | 159,888,000 | 167,115,000 | 167,918,000 |
| Noninterest-bearing deposits | 61,869,000 | 69,127,000 | 68,559,000 | 78,867,000 |
| Equity capital | 29,264,000 | 29,837,000 | 30,600,000 | 31,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,710,000 | 8,777,000 | 11,766,000 |
| Interest expense | 451,000 | 853,000 | 1,235,000 | 1,591,000 |
| Net interest income | 2,296,000 | 4,857,000 | 7,542,000 | 10,175,000 |
| Noninterest income | 259,000 | 581,000 | 854,000 | 1,171,000 |
| Noninterest expense | 1,971,000 | 4,245,000 | 6,288,000 | 8,285,000 |
| Provision for loan losses | 75,000 | 166,000 | 391,000 | 750,000 |
| Pretax income | 509,000 | 1,027,000 | 1,716,000 | 2,309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 509,000 | 1,027,000 | 1,716,000 | 2,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,462,000 | 28,015,000 | 28,738,000 | 29,367,000 |
| Total capital | 28,887,000 | 29,529,000 | 30,445,000 | 31,419,000 |
| Risk-weighted assets | 163,653,000 | 169,503,000 | 178,012,000 | 183,441,000 |