Call reports 2010
BANK AND TRUST OF BRYAN/COLLEGE STATION, THE — 2010
What BANK AND TRUST OF BRYAN/COLLEGE STATION, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 207,755,000 | 226,607,000 | 233,150,000 | 249,326,000 |
| Total loans | 156,718,000 | 162,448,000 | 168,747,000 | 173,332,000 |
| Allowance for loan losses | 1,873,000 | 1,428,000 | 1,453,000 | 1,359,000 |
| Securities available for sale | 2,501,000 | 2,001,000 | 2,014,000 | 9,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,792,000 | 205,498,000 | 211,492,000 | 220,110,000 |
| Interest-bearing deposits | 150,712,000 | 163,410,000 | 164,697,000 | 167,967,000 |
| Noninterest-bearing deposits | 36,080,000 | 42,088,000 | 46,795,000 | 52,143,000 |
| Equity capital | 20,718,000 | 20,832,000 | 21,315,000 | 28,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,772,000 | 5,389,000 | 8,106,000 | 10,829,000 |
| Interest expense | 521,000 | 1,098,000 | 1,646,000 | 2,155,000 |
| Net interest income | 2,251,000 | 4,291,000 | 6,460,000 | 8,674,000 |
| Noninterest income | 142,000 | 394,000 | 641,000 | 896,000 |
| Noninterest expense | 1,827,000 | 4,026,000 | 5,960,000 | 8,093,000 |
| Provision for loan losses | 370,000 | 370,000 | 395,000 | 445,000 |
| Pretax income | 196,000 | 289,000 | 746,000 | 1,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 289,000 | 746,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,780,000 | 18,925,000 | 19,436,000 | 26,905,000 |
| Total capital | 20,621,000 | 20,353,000 | 20,889,000 | 28,264,000 |
| Risk-weighted assets | 147,246,000 | 149,815,000 | 156,376,000 | 160,479,000 |