Call reports 2005
HERITAGE BANK, NATIONAL ASSOCIATION — 2005
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 200,467,000 | 207,432,000 | 218,166,000 | 210,789,000 |
| Total loans | 149,784,000 | 166,673,000 | 174,290,000 | 162,701,000 |
| Allowance for loan losses | 2,917,000 | 2,853,000 | 2,820,000 | 2,882,000 |
| Securities available for sale | 27,849,000 | 28,028,000 | 28,685,000 | 28,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,313,000 | 162,924,000 | 155,873,000 | 176,888,000 |
| Interest-bearing deposits | 152,154,000 | 147,393,000 | 138,051,000 | 153,641,000 |
| Noninterest-bearing deposits | 17,159,000 | 15,531,000 | 17,822,000 | 23,246,000 |
| Equity capital | 18,037,000 | 18,478,000 | 18,906,000 | 19,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,546,000 | 5,214,000 | 8,219,000 | 11,274,000 |
| Interest expense | 1,033,000 | 2,098,000 | 3,387,000 | 4,652,000 |
| Net interest income | 1,513,000 | 3,116,000 | 4,832,000 | 6,622,000 |
| Noninterest income | 252,000 | 569,000 | 896,000 | 1,222,000 |
| Noninterest expense | 1,357,000 | 2,732,000 | 4,139,000 | 5,589,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 210,000 |
| Pretax income | 408,000 | 953,000 | 1,484,000 | 2,045,000 |
| Income tax | 151,000 | 354,000 | 544,000 | 743,000 |
| Net income | 257,000 | 599,000 | 940,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,401,000 | 18,742,000 | 19,083,000 | 19,445,000 |
| Total capital | 20,348,000 | 20,802,000 | 21,223,000 | 21,484,000 |
| Risk-weighted assets | 154,764,000 | 164,011,000 | 170,538,000 | 161,692,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK, NATIONAL ASSOCIATION — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.