Call reports 2020
UNION STATE BANK OF BROWNS VALLEY — 2020
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 22,278,000 | 22,957,000 | 24,643,000 | 27,737,000 |
| Total loans | 8,221,000 | 9,058,000 | 8,538,000 | 8,323,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 1,230,000 | 1,223,000 | 1,218,000 | 713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,801,000 | 20,453,000 | 22,128,000 | 25,188,000 |
| Interest-bearing deposits | 14,846,000 | 14,963,000 | 14,939,000 | 17,868,000 |
| Noninterest-bearing deposits | 4,955,000 | 5,490,000 | 7,189,000 | 7,320,000 |
| Equity capital | 2,444,000 | 2,468,000 | 2,479,000 | 2,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 175,000 | 354,000 | 522,000 | 679,000 |
| Interest expense | 24,000 | 48,000 | 73,000 | 93,000 |
| Net interest income | 151,000 | 306,000 | 449,000 | 586,000 |
| Noninterest income | 15,000 | 20,000 | 26,000 | 64,000 |
| Noninterest expense | 92,000 | 167,000 | 263,000 | 377,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 70,000 | 155,000 | 208,000 | 269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 155,000 | 208,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,421,000 | 2,450,000 | 2,484,000 | 2,540,000 |