Call reports 2019
UNION STATE BANK OF BROWNS VALLEY — 2019
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 21,586,000 | 21,335,000 | 21,170,000 | 23,770,000 |
| Total loans | 8,425,000 | 8,977,000 | 9,178,000 | 8,522,000 |
| Allowance for loan losses | 111,000 | 109,000 | 109,000 | 111,000 |
| Securities available for sale | 2,989,000 | 3,006,000 | 2,306,000 | 1,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,172,000 | 18,897,000 | 18,663,000 | 21,205,000 |
| Interest-bearing deposits | 14,848,000 | 14,813,000 | 14,609,000 | 16,002,000 |
| Noninterest-bearing deposits | 4,324,000 | 4,084,000 | 4,054,000 | 5,203,000 |
| Equity capital | 2,389,000 | 2,411,000 | 2,479,000 | 2,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 350,000 | 558,000 | 737,000 |
| Interest expense | 24,000 | 48,000 | 73,000 | 97,000 |
| Net interest income | 143,000 | 302,000 | 485,000 | 640,000 |
| Noninterest income | 6,000 | 11,000 | 18,000 | 29,000 |
| Noninterest expense | 87,000 | 195,000 | 275,000 | 384,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 62,000 | 118,000 | 228,000 | 280,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 118,000 | 228,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,406,000 | 2,410,000 | 2,476,000 | 2,534,000 |
| Total capital | 2,517,000 | 2,519,000 | 2,585,000 | 2,645,000 |
| Risk-weighted assets | 13,297,000 | 13,652,000 | 13,883,000 | 14,014,000 |