Call reports 2018
UNION STATE BANK OF BROWNS VALLEY — 2018
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 22,596,000 | 21,911,000 | 21,214,000 | 22,596,000 |
| Total loans | 7,281,000 | 8,716,000 | 9,191,000 | 8,156,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 4,462,000 | 4,457,000 | 3,649,000 | 3,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,220,000 | 19,529,000 | 18,794,000 | 20,046,000 |
| Interest-bearing deposits | 14,698,000 | 15,156,000 | 14,643,000 | 15,393,000 |
| Noninterest-bearing deposits | 5,522,000 | 4,373,000 | 4,151,000 | 4,653,000 |
| Equity capital | 2,364,000 | 2,362,000 | 2,402,000 | 2,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 331,000 | 514,000 | 695,000 |
| Interest expense | 21,000 | 43,000 | 64,000 | 88,000 |
| Net interest income | 146,000 | 288,000 | 450,000 | 607,000 |
| Noninterest income | 6,000 | 13,000 | 19,000 | 66,000 |
| Noninterest expense | 80,000 | 189,000 | 267,000 | 367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 112,000 | 200,000 | 304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 112,000 | 200,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,417,000 | 2,416,000 | 2,461,000 | 2,565,000 |
| Total capital | 2,528,000 | 2,527,000 | 2,572,000 | 2,676,000 |
| Risk-weighted assets | 12,725,000 | 13,312,000 | 13,887,000 | 13,246,000 |