Call reports 2017
UNION STATE BANK OF BROWNS VALLEY — 2017
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 21,960,000 | 22,351,000 | 21,649,000 | 24,418,000 |
| Total loans | 8,000,000 | 8,727,000 | 8,680,000 | 8,103,000 |
| Allowance for loan losses | 111,000 | 111,000 | 90,000 | 111,000 |
| Securities available for sale | 5,230,000 | 5,228,000 | 5,222,000 | 5,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,546,000 | 19,930,000 | 19,194,000 | 21,951,000 |
| Interest-bearing deposits | 14,989,000 | 15,295,000 | 15,194,000 | 16,621,000 |
| Noninterest-bearing deposits | 4,557,000 | 4,635,000 | 4,000,000 | 5,330,000 |
| Equity capital | 2,399,000 | 2,406,000 | 2,442,000 | 2,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 158,000 | 320,000 | 485,000 | 646,000 |
| Interest expense | 21,000 | 43,000 | 65,000 | 87,000 |
| Net interest income | 137,000 | 277,000 | 420,000 | 559,000 |
| Noninterest income | 6,000 | 14,000 | 19,000 | 40,000 |
| Noninterest expense | 84,000 | 188,000 | 262,000 | 369,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 59,000 | 103,000 | 177,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 103,000 | 177,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,403,000 | 2,409,000 | 2,440,000 | 2,481,000 |
| Total capital | 2,514,000 | 2,520,000 | 2,530,000 | 2,592,000 |
| Risk-weighted assets | 13,144,000 | 13,427,000 | 13,267,000 | 13,343,000 |