Call reports 2016
UNION STATE BANK OF BROWNS VALLEY — 2016
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,220,000 | 23,443,000 | 21,185,000 | 23,859,000 |
| Total loans | 8,006,000 | 8,219,000 | 8,621,000 | 7,470,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 4,770,000 | 4,796,000 | 4,781,000 | 5,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,767,000 | 20,961,000 | 18,691,000 | 21,375,000 |
| Interest-bearing deposits | 15,891,000 | 15,367,000 | 14,099,000 | 15,986,000 |
| Noninterest-bearing deposits | 4,876,000 | 5,594,000 | 4,592,000 | 5,389,000 |
| Equity capital | 2,439,000 | 2,466,000 | 2,480,000 | 2,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 325,000 | 487,000 | 643,000 |
| Interest expense | 23,000 | 45,000 | 66,000 | 88,000 |
| Net interest income | 149,000 | 280,000 | 421,000 | 555,000 |
| Noninterest income | 6,000 | 11,000 | 15,000 | 31,000 |
| Noninterest expense | 83,000 | 175,000 | 260,000 | 367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 116,000 | 176,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 116,000 | 176,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,416,000 | 2,414,000 | 2,439,000 | 2,482,000 |
| Total capital | 2,527,000 | 2,525,000 | 2,550,000 | 2,593,000 |
| Risk-weighted assets | 14,800,000 | 14,596,000 | 8,807,000 | 12,807,000 |