Call reports 2015
UNION STATE BANK OF BROWNS VALLEY — 2015
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,329,000 | 22,990,000 | 22,813,000 | 24,374,000 |
| Total loans | 8,686,000 | 9,550,000 | 9,770,000 | 9,116,000 |
| Allowance for loan losses | 110,000 | 112,000 | 112,000 | 111,000 |
| Securities available for sale | 6,468,000 | 4,645,000 | 4,658,000 | 4,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,890,000 | 20,454,000 | 20,261,000 | 21,806,000 |
| Interest-bearing deposits | 16,476,000 | 16,205,000 | 16,607,000 | 16,664,000 |
| Noninterest-bearing deposits | 4,414,000 | 4,249,000 | 3,654,000 | 5,142,000 |
| Equity capital | 2,423,000 | 2,518,000 | 2,536,000 | 2,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 339,000 | 508,000 | 685,000 |
| Interest expense | 24,000 | 49,000 | 73,000 | 97,000 |
| Net interest income | 152,000 | 290,000 | 435,000 | 588,000 |
| Noninterest income | 6,000 | 141,000 | 154,000 | 159,000 |
| Noninterest expense | 92,000 | 200,000 | 271,000 | 375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 242,000 | 329,000 | 383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | 242,000 | 329,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,407,000 | 2,522,000 | 2,523,000 | 2,578,000 |
| Total capital | 2,517,000 | 2,634,000 | 2,635,000 | 2,689,000 |
| Risk-weighted assets | 14,390,000 | 14,524,000 | 14,805,000 | 14,578,000 |