Call reports 2014
UNION STATE BANK OF BROWNS VALLEY — 2014
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 22,756,000 | 22,020,000 | 23,026,000 | 24,788,000 |
| Total loans | 9,162,000 | 9,428,000 | 9,017,000 | 9,384,000 |
| Allowance for loan losses | 107,000 | 108,000 | 108,000 | 110,000 |
| Securities available for sale | 5,684,000 | 5,671,000 | 5,647,000 | 4,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,293,000 | 19,536,000 | 20,522,000 | 22,273,000 |
| Interest-bearing deposits | 15,803,000 | 15,668,000 | 15,174,000 | 17,555,000 |
| Noninterest-bearing deposits | 4,490,000 | 3,868,000 | 5,348,000 | 4,718,000 |
| Equity capital | 2,444,000 | 2,463,000 | 2,487,000 | 2,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 336,000 | 510,000 | 687,000 |
| Interest expense | 26,000 | 51,000 | 77,000 | 102,000 |
| Net interest income | 143,000 | 285,000 | 433,000 | 585,000 |
| Noninterest income | 7,000 | 13,000 | 18,000 | 36,000 |
| Noninterest expense | 92,000 | 170,000 | 243,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 128,000 | 208,000 | 235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 128,000 | 208,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,399,000 | 2,424,000 | 2,474,000 | 2,501,000 |
| Total capital | 2,506,000 | 2,532,000 | 2,582,000 | 2,611,000 |
| Risk-weighted assets | 11,734,000 | 11,813,000 | 11,854,000 | 12,499,000 |