Call reports 2013
UNION STATE BANK OF BROWNS VALLEY — 2013
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,620,000 | 23,193,000 | 23,869,000 | 24,326,000 |
| Total loans | 8,375,000 | 9,039,000 | 8,911,000 | 9,635,000 |
| Allowance for loan losses | 104,000 | 104,000 | 103,000 | 106,000 |
| Securities available for sale | 6,538,000 | 6,444,000 | 6,435,000 | 5,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,026,000 | 20,648,000 | 21,314,000 | 21,716,000 |
| Interest-bearing deposits | 15,904,000 | 15,927,000 | 15,758,000 | 17,496,000 |
| Noninterest-bearing deposits | 5,122,000 | 4,721,000 | 5,556,000 | 4,220,000 |
| Equity capital | 2,569,000 | 2,515,000 | 2,533,000 | 2,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 341,000 | 510,000 | 702,000 |
| Interest expense | 33,000 | 66,000 | 97,000 | 124,000 |
| Net interest income | 135,000 | 275,000 | 413,000 | 578,000 |
| Noninterest income | 7,000 | 15,000 | 20,000 | 37,000 |
| Noninterest expense | 82,000 | 153,000 | 259,000 | 345,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 60,000 | 137,000 | 174,000 | 255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 137,000 | 174,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,401,000 | 2,433,000 | 2,451,000 | 2,533,000 |
| Total capital | 2,505,000 | 2,537,000 | 2,554,000 | 2,639,000 |
| Risk-weighted assets | 11,225,000 | 11,646,000 | 11,727,000 | 12,414,000 |