Call reports 2012
UNION STATE BANK OF BROWNS VALLEY — 2012
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,481,000 | 21,738,000 | 21,220,000 | 23,199,000 |
| Total loans | 8,933,000 | 9,336,000 | 9,489,000 | 9,119,000 |
| Allowance for loan losses | 108,000 | 108,000 | 108,000 | 104,000 |
| Securities available for sale | 5,779,000 | 5,770,000 | 5,159,000 | 5,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,827,000 | 19,038,000 | 18,497,000 | 20,432,000 |
| Interest-bearing deposits | 14,930,000 | 14,960,000 | 15,261,000 | 15,567,000 |
| Noninterest-bearing deposits | 3,897,000 | 4,078,000 | 3,236,000 | 4,865,000 |
| Equity capital | 2,623,000 | 2,663,000 | 2,695,000 | 2,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 183,000 | 374,000 | 565,000 | 746,000 |
| Interest expense | 38,000 | 76,000 | 112,000 | 148,000 |
| Net interest income | 145,000 | 298,000 | 453,000 | 598,000 |
| Noninterest income | 9,000 | 15,000 | 21,000 | 45,000 |
| Noninterest expense | 81,000 | 139,000 | 235,000 | 345,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 174,000 | 239,000 | 298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 174,000 | 239,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,412,000 | 2,453,000 | 2,489,000 | 2,547,000 |
| Total capital | 2,520,000 | 2,561,000 | 2,597,000 | 2,651,000 |
| Risk-weighted assets | 11,207,000 | 11,588,000 | 11,649,000 | 11,710,000 |