Call reports 2011
UNION STATE BANK OF BROWNS VALLEY — 2011
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,156,000 | 20,977,000 | 19,966,000 | 21,682,000 |
| Total loans | 7,587,000 | 8,841,000 | 8,739,000 | 8,956,000 |
| Allowance for loan losses | 112,000 | 112,000 | 96,000 | 108,000 |
| Securities available for sale | 6,783,000 | 6,911,000 | 6,437,000 | 6,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,648,000 | 18,294,000 | 17,240,000 | 18,911,000 |
| Interest-bearing deposits | 15,179,000 | 14,458,000 | 13,635,000 | 14,960,000 |
| Noninterest-bearing deposits | 3,469,000 | 3,836,000 | 3,605,000 | 3,951,000 |
| Equity capital | 2,467,000 | 2,640,000 | 2,696,000 | 2,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 356,000 | 517,000 | 714,000 |
| Interest expense | 50,000 | 94,000 | 136,000 | 176,000 |
| Net interest income | 124,000 | 262,000 | 381,000 | 538,000 |
| Noninterest income | 7,000 | 12,000 | 18,000 | 30,000 |
| Noninterest expense | 81,000 | 146,000 | 233,000 | 330,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 128,000 | 166,000 | 238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 128,000 | 166,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,389,000 | 2,423,000 | 2,444,000 | 2,514,000 |
| Total capital | 2,501,000 | 2,535,000 | 2,540,000 | 2,622,000 |
| Risk-weighted assets | 10,119,000 | 11,060,000 | 10,769,000 | 11,264,000 |