Call reports 2010
UNION STATE BANK OF BROWNS VALLEY — 2010
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 19,602,000 | 19,526,000 | 20,451,000 | 21,596,000 |
| Total loans | 6,809,000 | 7,848,000 | 8,386,000 | 7,987,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 112,000 |
| Securities available for sale | 5,398,000 | 4,850,000 | 5,914,000 | 6,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,116,000 | 16,968,000 | 17,802,000 | 18,953,000 |
| Interest-bearing deposits | 13,869,000 | 13,750,000 | 13,938,000 | 16,001,000 |
| Noninterest-bearing deposits | 3,247,000 | 3,218,000 | 3,864,000 | 2,952,000 |
| Equity capital | 2,435,000 | 2,507,000 | 2,605,000 | 2,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 332,000 | 518,000 | 699,000 |
| Interest expense | 59,000 | 113,000 | 169,000 | 225,000 |
| Net interest income | 106,000 | 219,000 | 349,000 | 474,000 |
| Noninterest income | 8,000 | 17,000 | 25,000 | 53,000 |
| Noninterest expense | 72,000 | 136,000 | 202,000 | 302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 100,000 | 172,000 | 225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 100,000 | 172,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,380,000 | 2,404,000 | 2,447,000 | 2,501,000 |
| Total capital | 2,482,000 | 2,506,000 | 2,549,000 | 2,613,000 |
| Risk-weighted assets | 9,514,000 | 10,217,000 | 10,735,000 | 10,509,000 |