Call reports 2005
UNION STATE BANK OF BROWNS VALLEY — 2005
What UNION STATE BANK OF BROWNS VALLEY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 17,767,000 | 16,962,000 | 17,514,000 | 16,524,000 |
| Total loans | 6,427,000 | 6,565,000 | 6,986,000 | 6,765,000 |
| Allowance for loan losses | 118,000 | 118,000 | 115,000 | 115,000 |
| Securities available for sale | 6,499,000 | 7,309,000 | 7,678,000 | 7,057,000 |
| Securities held to maturity | 185,000 | 185,000 | 185,000 | 185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,466,000 | 14,571,000 | 14,638,000 | 14,108,000 |
| Interest-bearing deposits | 12,280,000 | 11,794,000 | 11,509,000 | 11,359,000 |
| Noninterest-bearing deposits | 3,186,000 | 2,777,000 | 3,128,000 | 2,748,000 |
| Equity capital | 2,257,000 | 2,339,000 | 2,330,000 | 2,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 372,000 | 568,000 | 767,000 |
| Interest expense | 56,000 | 113,000 | 170,000 | 229,000 |
| Net interest income | 121,000 | 259,000 | 398,000 | 538,000 |
| Noninterest income | 11,000 | 24,000 | 50,000 | 76,000 |
| Noninterest expense | 102,000 | 190,000 | 300,000 | 408,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 93,000 | 148,000 | 206,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 29,000 | 92,000 | 147,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,361,000 | 2,397,000 | 2,422,000 | 2,480,000 |
| Total capital | 2,469,000 | 2,504,000 | 2,536,000 | 2,589,000 |
| Risk-weighted assets | 8,658,000 | 8,580,000 | 9,098,000 | 8,682,000 |
Machine access — free, no API key
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