Call reports 2026
SYNCHRONY BANK — 2026
What SYNCHRONY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 114,855,000,000 | 115,217,000,000 |
| Total loans | 96,596,000,000 | 98,756,000,000 |
| Allowance for loan losses | 10,175,000,000 | 10,058,000,000 |
| Securities available for sale | 4,062,000,000 | 4,342,000,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 85,813,000,000 | 85,967,000,000 |
| Interest-bearing deposits | 85,382,000,000 | 85,521,000,000 |
| Noninterest-bearing deposits | 431,000,000 | 446,000,000 |
| Equity capital | 14,688,000,000 | 14,860,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,382,000,000 | 8,785,000,000 |
| Interest expense | 897,000,000 | 1,812,000,000 |
| Net interest income | 3,485,000,000 | 6,973,000,000 |
| Noninterest income | 133,000,000 | 305,000,000 |
| Noninterest expense | 1,330,000,000 | 2,681,000,000 |
| Provision for loan losses | 1,314,000,000 | 2,533,000,000 |
| Pretax income | 963,000,000 | 2,138,000,000 |
| Income tax | 220,000,000 | 516,000,000 |
| Net income | 743,000,000 | 1,622,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,864,000,000 | 14,322,000,000 |
| Total capital | 15,944,000,000 | 16,428,000,000 |
| Risk-weighted assets | 97,505,600,000 | 99,791,000,000 |