Call report 2025Q4
SYNCHRONY BANK — 2025Q4
The 22 measures SYNCHRONY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,115,000,000 | USD | evidence → |
| Total loans | 100,040,000,000 | USD | evidence → |
| Allowance for loan losses | 10,178,000,000 | USD | evidence → |
| Securities available for sale | 2,320,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,376,000,000 | USD | evidence → |
| Interest-bearing deposits | 82,967,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 409,000,000 | USD | evidence → |
| Equity capital | 14,552,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,885,000,000 | USD | evidence → |
| Interest expense | 3,923,000,000 | USD | evidence → |
| Net interest income | 13,962,000,000 | USD | evidence → |
| Noninterest income | 741,000,000 | USD | evidence → |
| Noninterest expense | 5,229,000,000 | USD | evidence → |
| Provision for loan losses | 5,198,000,000 | USD | evidence → |
| Pretax income | 4,222,000,000 | USD | evidence → |
| Income tax | 969,000,000 | USD | evidence → |
| Net income | 3,253,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,731,000,000 | USD | evidence → |
| Total capital | 15,844,000,000 | USD | evidence → |
| Risk-weighted assets | 100,192,808,000 | USD | evidence → |