Call report 2025Q2
SYNCHRONY BANK — 2025Q2
The 22 measures SYNCHRONY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,897,000,000 | USD | evidence → |
| Total loans | 96,130,000,000 | USD | evidence → |
| Allowance for loan losses | 10,269,000,000 | USD | evidence → |
| Securities available for sale | 3,370,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,798,000,000 | USD | evidence → |
| Interest-bearing deposits | 84,385,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 413,000,000 | USD | evidence → |
| Equity capital | 14,631,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,880,000,000 | USD | evidence → |
| Interest expense | 2,042,000,000 | USD | evidence → |
| Net interest income | 6,838,000,000 | USD | evidence → |
| Noninterest income | 377,000,000 | USD | evidence → |
| Noninterest expense | 2,536,000,000 | USD | evidence → |
| Provision for loan losses | 2,685,000,000 | USD | evidence → |
| Pretax income | 1,986,000,000 | USD | evidence → |
| Income tax | 449,000,000 | USD | evidence → |
| Net income | 1,537,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,854,000,000 | USD | evidence → |
| Total capital | 15,927,000,000 | USD | evidence → |
| Risk-weighted assets | 96,976,800,000 | USD | evidence → |