Call reports 2014
SYNCHRONY BANK — 2014
What SYNCHRONY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,783,250,000 | 43,526,716,000 | 46,130,779,000 | 49,672,600,000 |
| Total loans | 33,938,416,000 | 36,164,208,000 | 38,587,303,000 | 41,966,094,000 |
| Allowance for loan losses | 1,920,385,000 | 2,000,092,000 | 2,123,646,000 | 2,266,175,000 |
| Securities available for sale | 263,997,000 | 296,507,000 | 351,049,000 | 372,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,008,867,000 | 31,112,731,000 | 33,347,447,000 | 36,688,964,000 |
| Interest-bearing deposits | 27,773,714,000 | 30,913,296,000 | 33,130,606,000 | 36,497,989,000 |
| Noninterest-bearing deposits | 235,153,000 | 199,435,000 | 216,841,000 | 190,975,000 |
| Equity capital | 6,076,598,000 | 6,520,848,000 | 6,596,021,000 | 7,181,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,457,141,000 | 2,964,032,000 | 4,543,885,000 | 6,245,708,000 |
| Interest expense | 102,905,000 | 233,708,000 | 364,291,000 | 476,058,000 |
| Net interest income | 1,354,236,000 | 2,730,324,000 | 4,179,594,000 | 5,769,650,000 |
| Noninterest income | 368,204,000 | 706,512,000 | 1,070,089,000 | 1,481,970,000 |
| Noninterest expense | 455,833,000 | 1,051,832,000 | 1,630,982,000 | 2,259,107,000 |
| Provision for loan losses | 567,835,000 | 1,055,293,000 | 1,539,080,000 | 2,106,085,000 |
| Pretax income | 698,772,000 | 1,329,711,000 | 2,079,621,000 | 2,886,428,000 |
| Income tax | 262,047,000 | 497,229,000 | 777,065,000 | 1,084,298,000 |
| Net income | 436,725,000 | 832,482,000 | 1,302,556,000 | 1,802,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,488,050,000 | 5,923,743,000 | 6,026,949,000 | 6,559,017,000 |
| Total capital | 5,926,781,000 | 6,392,507,000 | 6,528,105,000 | 7,100,910,000 |
| Risk-weighted assets | 33,616,572,000 | 35,964,784,000 | 38,465,417,000 | 41,618,783,000 |
Machine access — free, no API key
Every figure shown here about SYNCHRONY BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.