Call reports 2002
SYNCHRONY BANK — 2002
What SYNCHRONY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 587,481,000 | 574,910,000 | 596,067,000 | 635,857,000 |
| Total loans | 522,204,000 | 517,081,000 | 547,167,000 | 613,227,000 |
| Allowance for loan losses | 16,786,000 | 17,245,000 | 16,605,000 | 18,243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,197,000 | 42,342,000 | 38,991,000 | 47,861,000 |
| Interest-bearing deposits | 26,001,000 | 28,513,000 | 26,127,000 | 34,739,000 |
| Noninterest-bearing deposits | 17,196,000 | 13,828,000 | 12,864,000 | 13,122,000 |
| Equity capital | 104,367,000 | 114,593,000 | 126,848,000 | 77,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 28,750,000 | 57,380,000 | 87,703,000 | 108,274,000 |
| Interest expense | 2,030,000 | 4,182,000 | 6,313,000 | 14,754,000 |
| Net interest income | 26,720,000 | 53,198,000 | 81,390,000 | 93,520,000 |
| Noninterest income | 48,513,000 | 59,528,000 | 72,213,000 | 90,456,000 |
| Noninterest expense | 14,278,000 | 28,148,000 | 43,687,000 | 68,336,000 |
| Provision for loan losses | 5,066,000 | 10,445,000 | 16,168,000 | 23,206,000 |
| Pretax income | 55,889,000 | 74,133,000 | 93,748,000 | 92,434,000 |
| Income tax | 18,581,000 | 25,948,000 | 32,814,000 | 32,355,000 |
| Net income | 37,308,000 | 48,185,000 | 60,934,000 | 60,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,219,000 | 112,662,000 | 126,676,000 | 126,930,000 |
| Total capital | 109,388,000 | 119,755,000 | 134,149,000 | 134,918,000 |
| Risk-weighted assets | 563,942,000 | 557,293,000 | 588,712,000 | 628,815,000 |
Machine access — free, no API key
Every figure shown here about SYNCHRONY BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.