Call reports 2013
RANDOLPH NATIONAL BANK — 2013
What RANDOLPH NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 167,254,000 | 166,113,000 | 169,794,000 |
| Total loans | 134,671,000 | 134,111,000 | 132,506,000 |
| Allowance for loan losses | 1,575,000 | 1,586,000 | 1,348,000 |
| Securities available for sale | 2,711,000 | 2,699,000 | 415,000 |
| Securities held to maturity | 7,352,000 | 6,860,000 | 6,399,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 149,722,000 | 148,904,000 | 152,416,000 |
| Interest-bearing deposits | 112,852,000 | 111,464,000 | 110,678,000 |
| Noninterest-bearing deposits | 36,870,000 | 37,440,000 | 41,738,000 |
| Equity capital | 14,416,000 | 14,347,000 | 14,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,843,000 | 3,664,000 | 5,446,000 |
| Interest expense | 146,000 | 280,000 | 411,000 |
| Net interest income | 1,697,000 | 3,384,000 | 5,035,000 |
| Noninterest income | 207,000 | 415,000 | 643,000 |
| Noninterest expense | 1,778,000 | 3,639,000 | 5,670,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | 96,000 | 100,000 | -82,000 |
| Income tax | 6,000 | 6,000 | 6,000 |
| Net income | 90,000 | 94,000 | -88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 13,479,000 | 13,437,000 | 13,210,000 |
| Total capital | 14,794,000 | 14,736,000 | 14,496,000 |
| Risk-weighted assets | 104,906,000 | 103,621,000 | 102,813,000 |