Call reports 2012
RANDOLPH NATIONAL BANK — 2012
What RANDOLPH NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,208,000 | 171,511,000 | 169,945,000 | 170,281,000 |
| Total loans | 137,309,000 | 134,661,000 | 135,970,000 | 135,822,000 |
| Allowance for loan losses | 1,656,000 | 1,595,000 | 1,551,000 | 1,545,000 |
| Securities available for sale | 3,370,000 | 2,815,000 | 2,742,000 | 2,726,000 |
| Securities held to maturity | 8,176,000 | 9,016,000 | 8,505,000 | 7,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,388,000 | 154,169,000 | 152,494,000 | 150,366,000 |
| Interest-bearing deposits | 117,878,000 | 118,770,000 | 115,825,000 | 114,145,000 |
| Noninterest-bearing deposits | 34,510,000 | 35,399,000 | 36,669,000 | 36,221,000 |
| Equity capital | 14,266,000 | 14,271,000 | 14,353,000 | 14,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 3,863,000 | 5,876,000 | 7,860,000 |
| Interest expense | 220,000 | 415,000 | 595,000 | 755,000 |
| Net interest income | 1,738,000 | 3,448,000 | 5,281,000 | 7,105,000 |
| Noninterest income | 156,000 | 356,000 | 569,000 | 796,000 |
| Noninterest expense | 1,766,000 | 3,551,000 | 5,379,000 | 7,197,000 |
| Provision for loan losses | 23,000 | 45,000 | 73,000 | 133,000 |
| Pretax income | 105,000 | 208,000 | 398,000 | 571,000 |
| Income tax | 7,000 | 34,000 | 78,000 | 125,000 |
| Net income | 98,000 | 174,000 | 320,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,230,000 | 13,262,000 | 13,359,000 | 13,436,000 |
| Total capital | 14,547,000 | 14,594,000 | 14,697,000 | 14,760,000 |
| Risk-weighted assets | 105,046,000 | 106,261,000 | 106,782,000 | 105,655,000 |