Call reports 2016
DMB COMMUNITY BANK — 2016
What DMB COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 403,618,000 | 415,141,000 | 429,234,000 | 446,290,000 |
| Total loans | 334,911,000 | 346,429,000 | 356,126,000 | 377,807,000 |
| Allowance for loan losses | 4,466,000 | 4,578,000 | 4,685,000 | 4,813,000 |
| Securities available for sale | 46,441,000 | 47,558,000 | 47,056,000 | 44,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,561,000 | 365,494,000 | 378,590,000 | 390,604,000 |
| Interest-bearing deposits | 319,655,000 | 327,291,000 | 338,918,000 | 349,449,000 |
| Noninterest-bearing deposits | 35,906,000 | 38,203,000 | 39,672,000 | 41,155,000 |
| Equity capital | 44,401,000 | 45,889,000 | 46,943,000 | 46,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,934,000 | 7,964,000 | 12,078,000 | 16,381,000 |
| Interest expense | 557,000 | 1,143,000 | 1,757,000 | 2,435,000 |
| Net interest income | 3,377,000 | 6,821,000 | 10,321,000 | 13,946,000 |
| Noninterest income | 370,000 | 847,000 | 1,353,000 | 1,829,000 |
| Noninterest expense | 2,046,000 | 4,128,000 | 6,189,000 | 8,236,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 500,000 |
| Pretax income | 1,601,000 | 3,340,000 | 5,185,000 | 7,040,000 |
| Income tax | 548,000 | 1,139,000 | 1,770,000 | 2,410,000 |
| Net income | 1,053,000 | 2,201,000 | 3,415,000 | 4,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,888,000 | 45,037,000 | 46,250,000 | 46,865,000 |
| Total capital | 47,912,000 | 49,150,000 | 50,551,000 | 51,258,000 |
| Risk-weighted assets | 321,507,000 | 328,590,000 | 343,695,000 | 351,026,000 |