Call reports 2015
DMB COMMUNITY BANK — 2015
What DMB COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 350,309,000 | 380,209,000 | 383,464,000 | 390,421,000 |
| Total loans | 291,229,000 | 307,536,000 | 313,161,000 | 326,010,000 |
| Allowance for loan losses | 4,020,000 | 4,119,000 | 4,248,000 | 4,355,000 |
| Securities available for sale | 34,182,000 | 36,884,000 | 41,501,000 | 41,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,607,000 | 336,283,000 | 337,877,000 | 344,371,000 |
| Interest-bearing deposits | 273,704,000 | 299,186,000 | 294,391,000 | 303,576,000 |
| Noninterest-bearing deposits | 32,903,000 | 37,097,000 | 43,486,000 | 40,795,000 |
| Equity capital | 40,511,000 | 41,375,000 | 42,780,000 | 43,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,510,000 | 7,176,000 | 11,077,000 | 14,928,000 |
| Interest expense | 459,000 | 924,000 | 1,422,000 | 1,935,000 |
| Net interest income | 3,051,000 | 6,252,000 | 9,655,000 | 12,993,000 |
| Noninterest income | 406,000 | 794,000 | 1,193,000 | 1,511,000 |
| Noninterest expense | 1,883,000 | 3,841,000 | 5,685,000 | 7,812,000 |
| Provision for loan losses | 100,000 | 100,000 | 250,000 | 400,000 |
| Pretax income | 1,474,000 | 3,105,000 | 4,918,000 | 6,297,000 |
| Income tax | 521,000 | 1,100,000 | 1,738,000 | 2,207,000 |
| Net income | 953,000 | 2,005,000 | 3,180,000 | 4,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,248,000 | 41,301,000 | 42,476,000 | 42,836,000 |
| Total capital | 43,869,000 | 45,107,000 | 46,306,000 | 46,738,000 |
| Risk-weighted assets | 289,314,000 | 304,147,000 | 305,945,000 | 311,700,000 |