Call reports 2014
DMB COMMUNITY BANK — 2014
What DMB COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 336,908,000 | 330,127,000 | 333,572,000 | 335,780,000 |
| Total loans | 271,241,000 | 280,481,000 | 277,109,000 | 283,558,000 |
| Allowance for loan losses | 4,502,000 | 4,302,000 | 4,087,000 | 3,994,000 |
| Securities available for sale | 24,979,000 | 26,942,000 | 26,923,000 | 30,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,955,000 | 289,338,000 | 291,305,000 | 293,884,000 |
| Interest-bearing deposits | 261,242,000 | 255,378,000 | 259,375,000 | 261,420,000 |
| Noninterest-bearing deposits | 31,713,000 | 33,960,000 | 31,930,000 | 32,464,000 |
| Equity capital | 37,354,000 | 38,310,000 | 39,294,000 | 39,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,392,000 | 6,830,000 | 10,320,000 | 13,812,000 |
| Interest expense | 622,000 | 1,171,000 | 1,627,000 | 2,081,000 |
| Net interest income | 2,770,000 | 5,659,000 | 8,693,000 | 11,731,000 |
| Noninterest income | 332,000 | 719,000 | 962,000 | 1,349,000 |
| Noninterest expense | 1,636,000 | 3,306,000 | 5,074,000 | 6,965,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,466,000 | 3,072,000 | 4,581,000 | 6,015,000 |
| Income tax | 535,000 | 1,101,000 | 1,657,000 | 2,169,000 |
| Net income | 931,000 | 1,971,000 | 2,924,000 | 3,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,212,000 | 38,053,000 | 39,006,000 | 39,376,000 |
| Total capital | 44,499,000 | 41,438,000 | 42,348,000 | 42,831,000 |
| Risk-weighted assets | 261,719,000 | 269,847,000 | 266,623,000 | 276,368,000 |