Call reports 2013
DMB COMMUNITY BANK — 2013
What DMB COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 307,336,000 | 299,273,000 | 305,776,000 | 315,991,000 |
| Total loans | 261,253,000 | 263,257,000 | 256,452,000 | 271,470,000 |
| Allowance for loan losses | 4,839,000 | 5,168,000 | 4,807,000 | 4,547,000 |
| Securities available for sale | 14,682,000 | 15,985,000 | 16,328,000 | 17,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,009,000 | 257,597,000 | 263,176,000 | 268,670,000 |
| Interest-bearing deposits | 234,316,000 | 227,213,000 | 232,175,000 | 235,940,000 |
| Noninterest-bearing deposits | 31,693,000 | 30,384,000 | 31,001,000 | 32,730,000 |
| Equity capital | 35,034,000 | 35,316,000 | 36,035,000 | 36,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,492,000 | 6,980,000 | 10,400,000 | 13,786,000 |
| Interest expense | 1,005,000 | 1,941,000 | 2,865,000 | 3,642,000 |
| Net interest income | 2,487,000 | 5,039,000 | 7,535,000 | 10,144,000 |
| Noninterest income | 461,000 | 824,000 | 1,185,000 | 1,632,000 |
| Noninterest expense | 1,990,000 | 3,714,000 | 5,456,000 | 7,104,000 |
| Provision for loan losses | 20,000 | 560,000 | 560,000 | 560,000 |
| Pretax income | 1,155,000 | 1,806,000 | 2,921,000 | 4,329,000 |
| Income tax | 420,000 | 640,000 | 1,062,000 | 1,587,000 |
| Net income | 735,000 | 1,166,000 | 1,859,000 | 2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,892,000 | 35,212,000 | 35,904,000 | 36,280,000 |
| Total capital | 42,096,000 | 42,521,000 | 43,102,000 | 43,609,000 |
| Risk-weighted assets | 254,669,000 | 262,857,000 | 254,261,000 | 265,131,000 |