Call reports 2012
DMB COMMUNITY BANK — 2012
What DMB COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 327,135,000 | 318,492,000 | 313,375,000 | 308,937,000 |
| Total loans | 275,594,000 | 278,718,000 | 268,946,000 | 262,569,000 |
| Allowance for loan losses | 6,272,000 | 5,832,000 | 5,834,000 | 5,639,000 |
| Securities available for sale | 18,093,000 | 18,395,000 | 18,385,000 | 17,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,791,000 | 279,141,000 | 272,906,000 | 268,601,000 |
| Interest-bearing deposits | 261,085,000 | 250,289,000 | 242,865,000 | 234,521,000 |
| Noninterest-bearing deposits | 27,706,000 | 28,852,000 | 30,041,000 | 34,080,000 |
| Equity capital | 32,508,000 | 33,180,000 | 33,871,000 | 34,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,259,000 | 8,129,000 | 11,965,000 | 15,704,000 |
| Interest expense | 1,414,000 | 2,685,000 | 3,902,000 | 5,008,000 |
| Net interest income | 2,845,000 | 5,444,000 | 8,063,000 | 10,696,000 |
| Noninterest income | 498,000 | 833,000 | 1,281,000 | 1,970,000 |
| Noninterest expense | 1,738,000 | 3,581,000 | 5,326,000 | 7,392,000 |
| Provision for loan losses | 240,000 | 390,000 | 755,000 | 865,000 |
| Pretax income | 1,365,000 | 2,306,000 | 3,263,000 | 4,409,000 |
| Income tax | 501,000 | 815,000 | 1,157,000 | 1,572,000 |
| Net income | 864,000 | 1,491,000 | 2,106,000 | 2,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,344,000 | 32,971,000 | 33,586,000 | 34,156,000 |
| Total capital | 39,689,000 | 40,311,000 | 40,826,000 | 41,343,000 |
| Risk-weighted assets | 264,703,000 | 264,701,000 | 256,629,000 | 252,584,000 |