Call reports 2010
DMB COMMUNITY BANK — 2010
What DMB COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 359,952,000 | 356,719,000 | 347,015,000 | 340,543,000 |
| Total loans | 318,657,000 | 316,071,000 | 309,548,000 | 307,484,000 |
| Allowance for loan losses | 4,511,000 | 6,506,000 | 6,707,000 | 7,015,000 |
| Securities available for sale | 17,779,000 | 17,999,000 | 18,132,000 | 17,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,135,000 | 320,196,000 | 309,670,000 | 298,669,000 |
| Interest-bearing deposits | 302,035,000 | 298,671,000 | 289,013,000 | 275,541,000 |
| Noninterest-bearing deposits | 20,100,000 | 21,525,000 | 20,657,000 | 23,128,000 |
| Equity capital | 29,811,000 | 29,244,000 | 29,985,000 | 30,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,803,000 | 9,523,000 | 14,211,000 | 18,796,000 |
| Interest expense | 2,051,000 | 4,065,000 | 6,028,000 | 7,827,000 |
| Net interest income | 2,752,000 | 5,458,000 | 8,183,000 | 10,969,000 |
| Noninterest income | 1,082,000 | 1,447,000 | 1,964,000 | 2,695,000 |
| Noninterest expense | 2,011,000 | 3,618,000 | 5,481,000 | 7,572,000 |
| Provision for loan losses | 60,000 | 2,540,000 | 2,840,000 | 3,385,000 |
| Pretax income | 2,463,000 | 1,447,000 | 2,526,000 | 3,407,000 |
| Income tax | 865,000 | 467,000 | 832,000 | 1,195,000 |
| Net income | 1,598,000 | 980,000 | 1,694,000 | 2,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,650,000 | 29,032,000 | 29,745,000 | 30,113,000 |
| Total capital | 37,506,000 | 36,837,000 | 37,462,000 | 37,813,000 |
| Risk-weighted assets | 307,827,000 | 301,725,000 | 294,376,000 | 292,651,000 |