Call reports 2024
LIBERTY STATE BANK — 2024
What LIBERTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 132,108,000 | 133,003,000 | 137,130,000 | 139,711,000 |
| Total loans | 46,624,000 | 50,764,000 | 49,750,000 | 48,090,000 |
| Allowance for loan losses | 794,000 | 802,000 | 825,000 | 860,000 |
| Securities available for sale | 67,299,000 | 68,262,000 | 73,617,000 | 75,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,644,000 | 119,182,000 | 120,974,000 | 126,898,000 |
| Interest-bearing deposits | 97,104,000 | 82,945,000 | 83,256,000 | 87,344,000 |
| Noninterest-bearing deposits | 21,540,000 | 36,237,000 | 37,718,000 | 39,554,000 |
| Equity capital | 8,715,000 | 8,964,000 | 11,316,000 | 10,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,978,000 | 4,576,000 | 6,226,000 |
| Interest expense | 570,000 | 1,224,000 | 1,898,000 | 2,547,000 |
| Net interest income | 878,000 | 1,754,000 | 2,678,000 | 3,679,000 |
| Noninterest income | 18,000 | 49,000 | 68,000 | 168,000 |
| Noninterest expense | 397,000 | 769,000 | 1,159,000 | 1,564,000 |
| Provision for loan losses | 10,000 | 20,000 | 47,000 | 82,000 |
| Pretax income | 491,000 | 1,016,000 | 1,542,000 | 2,203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 1,016,000 | 1,542,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,831,000 | 18,356,000 | 18,882,000 | 19,543,000 |