Call reports 2023
LIBERTY STATE BANK — 2023
What LIBERTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 128,367,000 | 122,629,000 | 120,931,000 | 126,400,000 |
| Total loans | 41,517,000 | 44,728,000 | 45,554,000 | 49,082,000 |
| Allowance for loan losses | 760,000 | 770,000 | 780,000 | 784,000 |
| Securities available for sale | 65,185,000 | 62,590,000 | 59,281,000 | 65,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,690,000 | 110,397,000 | 110,806,000 | 113,083,000 |
| Interest-bearing deposits | 89,771,000 | 86,537,000 | 87,876,000 | 90,248,000 |
| Noninterest-bearing deposits | 25,919,000 | 23,860,000 | 22,930,000 | 22,835,000 |
| Equity capital | 7,216,000 | 6,672,000 | 4,461,000 | 8,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,540,000 | 3,862,000 | 5,230,000 |
| Interest expense | 228,000 | 584,000 | 1,022,000 | 1,524,000 |
| Net interest income | 1,024,000 | 1,956,000 | 2,840,000 | 3,706,000 |
| Noninterest income | 67,000 | 97,000 | 129,000 | 198,000 |
| Noninterest expense | 390,000 | 801,000 | 1,217,000 | 1,822,000 |
| Provision for loan losses | 19,000 | 29,000 | 39,000 | 49,000 |
| Pretax income | 682,000 | 1,223,000 | 1,713,000 | 2,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,223,000 | 1,713,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,999,000 | 16,540,000 | 17,030,000 | 17,340,000 |