Call reports 2022
LIBERTY STATE BANK — 2022
What LIBERTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 121,716,000 | 122,372,000 | 121,398,000 | 124,375,000 |
| Total loans | 39,147,000 | 41,589,000 | 43,354,000 | 42,620,000 |
| Allowance for loan losses | 709,000 | 725,000 | 733,000 | 741,000 |
| Securities available for sale | 69,573,000 | 68,145,000 | 65,317,000 | 65,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,340,000 | 111,064,000 | 112,753,000 | 113,620,000 |
| Interest-bearing deposits | 78,546,000 | 82,419,000 | 84,498,000 | 84,818,000 |
| Noninterest-bearing deposits | 28,794,000 | 28,645,000 | 28,255,000 | 28,802,000 |
| Equity capital | 8,999,000 | 5,878,000 | 3,161,000 | 5,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,794,000 | 2,832,000 | 3,920,000 |
| Interest expense | 89,000 | 185,000 | 300,000 | 441,000 |
| Net interest income | 764,000 | 1,609,000 | 2,532,000 | 3,479,000 |
| Noninterest income | 67,000 | 204,000 | 238,000 | 284,000 |
| Noninterest expense | 428,000 | 838,000 | 1,218,000 | 1,617,000 |
| Provision for loan losses | 0 | 16,000 | 24,000 | 32,000 |
| Pretax income | 403,000 | 958,000 | 1,529,000 | 2,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 958,000 | 1,529,000 | 2,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,605,000 | 14,160,000 | 14,730,000 | 15,316,000 |