Call reports 2021
LIBERTY STATE BANK — 2021
What LIBERTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,605,000 | 108,468,000 | 114,268,000 | 118,425,000 |
| Total loans | 40,776,000 | 42,995,000 | 41,221,000 | 39,617,000 |
| Allowance for loan losses | 676,000 | 683,000 | 691,000 | 710,000 |
| Securities available for sale | 50,815,000 | 58,074,000 | 64,660,000 | 70,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,656,000 | 94,004,000 | 94,606,000 | 97,072,000 |
| Interest-bearing deposits | 68,975,000 | 70,892,000 | 70,857,000 | 71,217,000 |
| Noninterest-bearing deposits | 22,681,000 | 23,112,000 | 23,749,000 | 25,855,000 |
| Equity capital | 13,542,000 | 14,022,000 | 14,223,000 | 13,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,615,000 | 2,459,000 | 3,301,000 |
| Interest expense | 86,000 | 169,000 | 247,000 | 334,000 |
| Net interest income | 700,000 | 1,446,000 | 2,212,000 | 2,967,000 |
| Noninterest income | 30,000 | 72,000 | 107,000 | 167,000 |
| Noninterest expense | 343,000 | 701,000 | 1,072,000 | 1,415,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 19,000 |
| Pretax income | 379,000 | 935,000 | 1,357,000 | 1,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 935,000 | 1,357,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,548,000 | 12,855,000 | 13,276,000 | 13,403,000 |