Call reports 2020
LIBERTY STATE BANK — 2020
What LIBERTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,427,000 | 98,200,000 | 102,464,000 | 103,495,000 |
| Total loans | 38,827,000 | 44,177,000 | 44,467,000 | 40,661,000 |
| Allowance for loan losses | 648,000 | 655,000 | 662,000 | 668,000 |
| Securities available for sale | 43,715,000 | 48,514,000 | 49,766,000 | 50,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,236,000 | 84,556,000 | 83,599,000 | 87,318,000 |
| Interest-bearing deposits | 66,738,000 | 66,383,000 | 65,426,000 | 52,437,000 |
| Noninterest-bearing deposits | 17,498,000 | 18,173,000 | 18,173,000 | 34,881,000 |
| Equity capital | 11,717,000 | 13,151,000 | 13,388,000 | 13,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,694,000 | 2,555,000 | 3,379,000 |
| Interest expense | 142,000 | 264,000 | 369,000 | 467,000 |
| Net interest income | 697,000 | 1,430,000 | 2,186,000 | 2,912,000 |
| Noninterest income | 32,000 | 66,000 | 99,000 | 160,000 |
| Noninterest expense | 307,000 | 663,000 | 1,025,000 | 1,388,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 414,000 | 818,000 | 1,238,000 | 1,654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 818,000 | 1,238,000 | 1,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,680,000 | 11,833,000 | 12,004,000 | 12,270,000 |