Call reports 2019
LIBERTY STATE BANK — 2019
What LIBERTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 90,683,000 | 92,307,000 | 95,192,000 | 93,276,000 |
| Total loans | 39,295,000 | 42,382,000 | 44,965,000 | 41,711,000 |
| Allowance for loan losses | 609,000 | 628,000 | 633,000 | 640,000 |
| Securities available for sale | 44,792,000 | 43,051,000 | 42,772,000 | 41,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,041,000 | 76,365,000 | 76,461,000 | 80,537,000 |
| Interest-bearing deposits | 63,830,000 | 47,965,000 | 60,247,000 | 63,366,000 |
| Noninterest-bearing deposits | 15,211,000 | 28,400,000 | 16,214,000 | 17,171,000 |
| Equity capital | 11,207,000 | 11,932,000 | 12,385,000 | 12,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,776,000 | 2,742,000 | 3,657,000 |
| Interest expense | 125,000 | 267,000 | 445,000 | 615,000 |
| Net interest income | 742,000 | 1,509,000 | 2,297,000 | 3,042,000 |
| Noninterest income | 36,000 | 82,000 | 128,000 | 192,000 |
| Noninterest expense | 342,000 | 773,000 | 1,136,000 | 1,539,000 |
| Provision for loan losses | 6,000 | 26,000 | 32,000 | 67,000 |
| Pretax income | 430,000 | 819,000 | 1,284,000 | 1,655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | 819,000 | 1,284,000 | 1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,840,000 | 11,229,000 | 11,444,000 | 11,515,000 |
| Total capital | 11,428,000 | 11,849,000 | 12,077,000 | 12,126,000 |
| Risk-weighted assets | 47,012,000 | 49,596,000 | 52,509,000 | 48,857,000 |